You are unique. You have hopes and dreams for your new home that are different from anyone else's. This is about more than real estate and we know how important this is to you. Put our expertise to work to find the perfect property for your unique circumstances.
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Understanding how much your mortgage payments will be is an important part of getting a mortgage that you can afford to service long term.
When you buy a house, condo or land anywhere in Canada outside Alberta and Saskatchewan, you are subject to land transfer tax.
Mortgage default insurance, also referred to as CMHC insurance, is mandatory in Canada for down payments of less than 20% of the purchase price. Mortgage default insurance protects lenders in the event a borrower stops making payments and defaults on their mortgage loan. CMHC insurance premiums are paid for in full by the borrower at the start of their mortgage.
This calculator will give you an idea of how much CMHC insurance might cost on your mortgage.
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